Turn Your Dream Home Into Reality with Mitra Loans
Your Trusted Home Loan Partner
Buying a home is one of the biggest milestones in life — and at Mitra Loans, we make this journey simple, transparent, and stress-free. As a trusted Loan Distributor & Channel Partner Network, we connect you with the most suitable home loan offers from leading Banks and NBFCs across India.
Home Loan Overview
A Home Loan is a long-term financial instrument designed to support individuals and families in purchasing, constructing, or renovating a residential property. With rising real estate prices, a home loan enables customers to achieve homeownership without bearing the burden of paying the entire amount upfront. At Mitra Loans, we collaborate with leading banks and NBFCs to provide structured and competitively priced home loan solutions tailored to the customer’s income, credit profile, and repayment capacity.
Home loans typically offer extended tenures of up to 30 years, allowing borrowers to manage EMIs comfortably while benefiting from attractive interest rates. Customers can avail loans for ready-to-move-in homes, under-construction properties, self-construction, or home extension and improvement. Additional facilities like balance transfer, top-up loans, and overdraft options are also available, ensuring enhanced flexibility and long-term affordability.
Our team guides applicants through every stage of the process—right from eligibility assessment and documentation to lender comparison, application submission, and final disbursement. With transparent communication, doorstep service, and professional assistance, Mitra Loans ensures a smooth and hassle-free home loan experience. The objective is to help customers make informed decisions and secure the most suitable loan plan aligned with their financial goals and future stability.
Eligibility Criteria
For Salaried Individuals
Minimum age: 21 years; Maximum: 60–65 years at loan maturity
Minimum work experience: 1–2 years
Stable salary account with consistent credits
CIBIL score of 650 or above
Employment with a reputed private company, MNC, government, or PSU
Co-applicant allowed to increase loan eligibility
For Self employed Individuals
Minimum age: 25 years; Maximum: 65 years at loan maturity
Minimum business continuity: 3 years
Audited financial statements reflecting stable income
CIBIL score ideally 650 or above
Valid business proof such as GST certificate, registration, or license
Document required
For Salaried Individuals
KYC Documents
PAN Card
Aadhaar Card
Valid passport / Voter ID / Driving License (any one for address proof)
Income Documents
Latest 3–6 months salary slips
Form 16 or IT Returns for last 2 years
Banking Documents
Salary account bank statements for last 6 months
Property Documents
Sale agreement / Allotment letter
Approved building plan
Title deed, chain of documents
Property tax receipt (if applicable)
For Self employed Individuals
KYC Documents
PAN Card
Aadhaar Card
Business registration proof (GST, trade license, partnership deed, etc.)
Income Documents
ITR for last 2–3 years
Audited balance sheet & profit-loss statements
Business profile
Banking Documents
Business account statements for last 12 months
Property Documents
Sale agreement / Title documents
Approved plan and property-related approvals
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